Calculators
- Buyer Calculators
- Rent vs Buy – Not sure whether the time is right? Compare current cost of renting with purchase.
- Affordability Calculator– Get an idea of how much you can buy based on payment
- Payment and Closing Costs– Estimate monthly payment and closing costs for purchase
- Seller Calculators
- Seller Net– Estimate proceeds from sale of property
- Loan Balance– Not sure of your current loan balance? This could help.
Your Credit
In today’s world your credit heavily influences loan products and services that may be available to you. Knowing what’s in your credit report and taking steps to correct any errors is an important first step in taking control of your financial future. You are entitled to a free credit report annually from each of the major credit reporting agencies.
Or visit www.annualcreditreport.com to access all three
Program Specific Resources
KC Homes Programs Program information and home buying resources provided by Kansas City Regional Association of REALTORS and other community organizations
Missouri Housing Development Commission (MHDC) Homeownership programs for First-time homebuyers, Veterans, and those looking for cash assistance with down payment or closing costs.
US Department of Housing and Urban Development (HUD) Information on FHA loans and other special home ownership programs available through HUD
US Department of Veterans Affairs (VA) Home purchase and refinance benefits for Veterans
US Department of Agriculture (USDA) Loan information and property requirements for rural housing opportunities
Lease with Purchase Option
Are you close to buying a home, but not quite there yet? Lease with purchase option may be for you. Prospective households who might be right for this program include:
- First-time homebuyers who are cautious about buying a home now, but want to be able to purchase a home in the future
- Potential homeowners who recently relocated and are unsure which neighborhood to live in
- Potential homeowners who cannot obtain a mortgage, but who want to live in a community with great schools